This holiday season I am sticking to a tight budget. While it is a joy giving and receiving presents, Santa is in charged of the little ones. My friends and adult relatives will have to relish in my small tokens of love in exchange for a year of good memories to come. I am becoming a Scrooge of sorts because I want to put more love into the holidays and less material things into it. This will also help me keep in line with savings towards my dream trip of taking the kids with me to Hawaii 🙂 It is all about spending wisely while making sure our savings keeps growing, right? Ready for Tips for Financial Holiday Happiness and DIY?
Materials: I love that you can pretty much use anything you want! I used:
- Different cake stand sizes and shapes
- Flower vases
- Moss from my backyard
- Bird houses from my backyard
- Kid’s toys
Procedure:
- Get your container and fill it with moss
- Add elements to give it a village feel. In went the bird houses and toy cars
- Want more? I added some red palm tree seeds to give it some color
Not only is this extremely easy to put together, I didn’t purchase a thing to create perfect new decor for my foyer to be as Chrismassy as can be!
To reach my goals, I am putting into place important tips I learned from Regions bank to spread cheer and save our wallets:
1. Begin with the golden rule. Spending on gifts shouldn’t exceed more than 1.5 percent of your annual income. Use this rule as a guide to determine how much you should set aside to spend on gifts for your friends and family — and stick to it.
2. Separate and delegate. Consider creating a separate account to fund gift purchases and make regular contributions from your primary checking account in a weekly, bi-weekly or monthly basis.
3. Only buy what you can truly afford. To prevent overspending, never leave home without a list of what you intend to buy, and be sure you have the money needed to cover your purchases once you arrive in-store.
4. Use timing to your advantage. While things like airline tickets should be booked far in advance, other items — toys in particular — often drop in price during the first two weeks in December. Sometimes it pays to wait, other times it does not, so be sure to check for deals before you head out shopping.
I love that Regions Bank is helping us prevent buyers remorse com January when it is all said and done! You are right Regions Bank: it is time to spend wisely as we prepare properly for a financially sound holiday shopping season.
For more ideas on how to save this holiday season, like taking inventory of the wrapping paper, bags and bows you already have before purchasing more, please visit Region’s Bank Personal Finance page
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amber.m says
This is so cute!
Chelsea says
Wow, these turned out so adorable! I bet Alea would have a fun time putting one together for our Christmas decor this year!
coolmoms says
I am so happy to hear she will enjoy putting these together!
Jess Scull says
Great tips! Love the DIY project – super cute!
coolmoms says
It was fun to go hunting for stuff in the backyard and going through the kids’ toys!
Lynzy says
I always love saving a few dollars – great idea!
coolmoms says
This DIY will save you money for sure! I am using the tips and they are working for me. Hope they will for you too!
Jessica H. says
These are so cute! I’m going to have to put one or two of these out as last minute decorations!
coolmoms says
Yes, they are done in a flash. You can make them as elaborate as you’d like 🙂
Summer says
This turned out so cute!
Cosmetics Aficionado says
That is a neat way to reuse cake stands!
Brooke @ Blushing Noir says
This is adorable! I never would have come up with that!
Carly says
What an adorable project!
Gilda Campos says
Que bello DIY!- Gracias por los tips para ahorrar en esta temporada!
Laura Rodriguez says
Taty, I love the decor projects and also your advise, it is so true, we have to stick with the things we can afford. Why get in to trouble? Beautiful!
Dailycurlz says
Adorable and super easy to make.. Thanks for the idea
Monica says
Super cute tutorial without spending a lot of money.
Myrah Duque says
Wow! That is a very original idea! Love how decorated everything!
Candy says
Fabulous craft ideas to save money! Great use of spanish moss!
Diana Rodriguez says
Muy linda idea, nosotros hacemos algo parecido!
Wanda Lopez says
You have given me so many ideas to decorate this Holidays, thanks. Great tips. So true, some things go up in price while others tent to be at great prices during the holiday season (December).
Cesar Diaz says
Que bonitos están, están perfectos y fáciles de hacer. Gracias por las ideas
Adriana says
Beautiful DIY ideas and so many great tips on holiday spending. Many thanks amiga for giving us great information to care about our wallets =)